Property Investment Loans
Investing in property can be a powerful way to build long-term wealth, but the right loan structure matters. The Loans Suite helps you compare investment loan options, understand your borrowing position and choose a loan that supports your property goals.
Access to a Wide Range of Lenders
The Loans Suite compares investment loan options from more than 60 lenders, helping you understand what may suit your goals, property type and borrowing position.
Loan Structure That Supports Your Strategy
Investment lending is not just about the interest rate. The Loans Suite can help you consider repayment types, equity, offset options and loan structures that align with your broader property plans.
Clear Guidance from Application to Settlement
From understanding lender requirements to preparing your application, The Loans Suite helps make the investment loan process clearer and easier to navigate.
What You Need to Know Before You Invest
Buying an investment property comes with different considerations to a standard home loan. We help you look beyond the purchase price and understand the factors that may affect your finance.
How ongoing costs, rental income and repayments may impact cash flow.
How lender policies can differ for investment properties.
What documents and details you may need before applying.
FAQs About Property Investment Loans
Can I use equity to buy an investment property?
Yes, many property investors use existing equity as part of their deposit or purchase strategy. The amount available will depend on your property value, current loan balance, income, expenses and lender requirements.
Do lenders include rental income when assessing my loan?
In many cases, yes. Lenders may include expected or existing rental income, but they often assess it at a reduced percentage to allow for vacancies, costs and risk.
Should I choose principal and interest or interest-only repayments?
Both options can suit different strategies. Principal and interest repayments help reduce the loan balance over time, while interest-only repayments may help with short-term cash flow, depending on your goals and circumstances.
Ready to explore your investment property options?
The Loans Suite can help you understand your borrowing position, compare loan options and move forward with clear guidance.
