Commercial Finance
Commercial finance can help businesses purchase property, fund growth, refinance existing debt or unlock capital for the next stage. The Loans Suite can help you explore commercial lending options and understand what lenders may need before you apply.
Support for Complex Lending Needs
Commercial finance can involve different entities, securities, income sources and lender policies. The Loans Suite can help you understand the options available and how your application may be assessed.
Finance for Property, Growth and Cash Flow
Whether you are buying commercial premises, refinancing, expanding or funding business operations, we can help you compare finance options that suit your objectives.
Clear Guidance Across the Process
Commercial lending can require detailed documents and careful structuring. The Loans Suite helps you prepare for lender requirements and move through the process with greater clarity.
What You Need to Know About Commercial Finance
Commercial loans are often assessed differently to standard home loans or smaller business loans, so the right preparation can make a real difference.
Lenders may consider business income, leases, security, trading history and financial statements.
Loan terms, interest rates and repayment structures can vary widely.
Some commercial finance options may require a larger deposit or lower loan-to-value ratio.
FAQs About Commercial Finance
What can commercial finance be used for?
Commercial finance can be used to purchase commercial property, refinance existing business or property debt, fund expansion, support cash flow, buy equipment or complete business premises fit-outs.
Is commercial finance only for property purchases?
No. Commercial finance can include property lending, business lending, asset finance, working capital facilities and other funding options depending on the business need.
What documents do lenders usually need?
Requirements vary, but lenders may ask for financial statements, tax returns, BAS, bank statements, lease agreements, business plans, property details and information about existing debts.
Need finance for a commercial property, business project or growth opportunity?
The Loans Suite can help you compare commercial lending options and prepare for the next step with confidence.
