Business Loans
Every business needs funding at different stages, whether it is for cash flow, growth, stock, equipment, expansion or a new opportunity. The Loans Suite can help you explore business loan options and understand what lenders may look for before you apply.
Funding Options for Different Business Needs
Business loans can be used for many purposes, including working capital, expansion, stock purchases, fit-outs, equipment, vehicles or refinancing existing business debt.
Help Understanding Lender Requirements
Each lender assesses business lending differently. The Loans Suite can help you understand what information may be needed, including financials, BAS, tax returns, bank statements or cash flow details.
Support for Better Loan Structure
The right structure can make a difference to your repayments, cash flow and flexibility. We can help you compare options and consider loan terms, security, repayment types and ongoing costs.
What You Need to Know About Business Loans
Business finance can vary depending on your trading history, revenue, purpose, security and the lender’s appetite.
Some loans may be secured, while others may be unsecured.
Lenders may assess cash flow, trading history and existing debts.
Loan terms, fees and repayment frequency can affect your business cash flow.
FAQs About Business Loans
What can a business loan be used for?
A business loan can be used for working capital, growth, stock, equipment, vehicles, fit-outs, refinancing, marketing or other business-related expenses.
Do I need security for a business loan?
Not always. Some lenders offer unsecured business loans, while others may require residential property, commercial property, business assets or other forms of security.
How quickly can business finance be approved?
Approval timeframes vary depending on the lender, loan type, application strength and documents required. Some business loans can move in as little as a few hours, while more complex applications may take longer.
Looking for finance to support your business?
The Loans Suite can help you compare business loan options, understand lender requirements and choose a structure that suits your next move.
