Asset & Equipment Finance
The right equipment can help your business grow, improve efficiency or take on new opportunities, but paying upfront is not always the best option. The Loans Suite can help you explore asset and equipment finance options that suit your business, cash flow and plans.
Finance for a Range of Business Assets
From vehicles and machinery to tools, technology and specialist equipment, The Loans Suite can help you understand finance options for the assets your business needs.
Options That Support Business Cash Flow
Asset finance can help spread the cost of equipment over time instead of tying up working capital. We can help you compare structures that may better suit your business cash flow.
Support for New and Existing Businesses
Different lenders have different requirements depending on your trading history, financials and the type of asset being financed. The Loans Suite can help you understand what may be possible before you apply.
What You Need to Know About Asset Finance
Asset and equipment finance can vary depending on the asset, business structure, loan type and lender requirements.
The age, value and type of asset can affect your finance options.
Some lenders may require financials, BAS, tax returns or business bank statements.
Loan terms, balloon payments and ownership structures can change the overall cost.
FAQs About Asset and Equipment Finance
What can asset finance be used for?
Asset finance can be used for a wide range of business assets, including vehicles, machinery, equipment, tools, technology and other items used to operate or grow a business.
Do I need to provide full financials?
Not always. Some lenders may offer low-doc or alternative verification options, depending on the business, asset, loan amount and overall application strength.
Can I finance used equipment?
Yes, used equipment may be eligible for finance, but lenders will usually consider the asset’s age, condition, value and expected useful life.
Need equipment for your business?
The Loans Suite can help you compare asset finance options, understand lender requirements and choose a structure that supports your cash flow.