There is a home loan to suit everyone

Home Loans can be divided in several categories and this is often what makes it difficult and confusing when you have to make a decision. At The Loans Suite we take the time to work with our clients to achieve their financial goals. As no 2 client’s needs are the same we will ensure we find the right Home Loan for you.

Variable Rate Loan 

As the name implies, the interest rate on these loans varies at anytime depending on economic conditions. This allows clients to have more flexibility with their finances. Variable rate loans allow you to use redraw and Offset features to save interest on your loan.

Fixed Rate Loan

This is when you select to fix the rate for a set term and the rate will not move during this time. The most common fixed terms are from 1 to 5 years, however some lenders offer fixed terms of up to 10 years. Keeping in mind that if you need to get out of the loan during the fixed term the lender may charge you early repayment fees.